See how different investment mixes have behaved.
An educational tool. Choose an amount, a time frame and a risk level to see an illustrative mix of broad asset classes and how a similar mix has performed over past periods. It is general information, not a recommendation.
Before you see the results
Important information. This planner is an educational tool provided by Issachar Investment Group Pte Ltd. It shows illustrative allocations across broad asset classes based only on the time frame and risk level you select. It does not take into account your financial situation, investment objectives, tax position or particular needs, and it is not a recommendation, offer or solicitation to buy or sell any investment product. The funds named are used only to measure how each asset class has performed in the past and are not recommended. Past performance and historical ranges are not indicative of future results; the value of investments can fall as well as rise, and you may get back less than you invest. Issachar Investment Group does not accept funds from members of the public through this website. Before making any investment decision, you should seek advice from a financial adviser licensed by the Monetary Authority of Singapore. To the fullest extent permitted by law, Issachar Investment Group accepts no liability for any loss arising from use of, or reliance on, this tool.
Balanced mix
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Past outcomes over the same time frame
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These figures cover only late 2017 to today, a period that included the 2020 and 2022 sell-offs but no crisis on the scale of 2008, when global shares fell by around 40% in a year. Future periods can be much worse than the worst shown here.
General information only, not financial advice. Past performance does not predict future results. Speak to a financial adviser licensed by the Monetary Authority of Singapore before investing.
How the mixes are built. Each risk level starts from a fixed, illustrative split across eight broad asset classes. For a 3-year time frame, 30% of the growth assets move into bonds; for 1 year, 65% move into cash and Singapore bonds. The mixes are simple rules for education, not tailored to anyone.
How the history is measured. Each asset class is measured with a widely held fund’s total return (prices plus dividends) from Yahoo Finance, converted to Singapore dollars and refreshed twice a day. Results are before fees, taxes and currency-hedging costs, and use only about nine years of data, which includes a limited range of market conditions.
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